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		<title>Why Walmart is trouncing Amazon in the grocery wars</title>
		<link>https://boldpublishings.com/why-walmart-is-trouncing-amazon-in-the-grocery-wars/</link>
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		<pubDate>Thu, 22 Jun 2023 04:02:15 +0000</pubDate>
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					<description><![CDATA[<p>When amazon announced the $13.7bn acquisition of Whole Foods Market in 2017, it came after some oddball attempts to strengthen its grocery business, some conceived by Jeff Bezos himself. One was to develop an “ice-cream truck for adults”, driving into neighbourhoods with lights flashing and horns honking, to sell porterhouse steaks, Shigoku oysters, Nintendo games and other goodies. It [&#8230;]</p>
<p>The post <a href="https://boldpublishings.com/why-walmart-is-trouncing-amazon-in-the-grocery-wars/">Why Walmart is trouncing Amazon in the grocery wars</a> appeared first on <a href="https://boldpublishings.com">Bold Publishings</a>.</p>
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										<content:encoded><![CDATA[<p class="article__body-text article__body-text--dropcap" data-caps="initial"><span data-caps="initial">W</span><small>hen amazon</small> announced the $13.7bn acquisition of Whole Foods Market in 2017, it came after some oddball attempts to strengthen its grocery business, some conceived by Jeff Bezos himself. One was to develop an “ice-cream truck for adults”, driving into neighbourhoods with lights flashing and horns honking, to sell porterhouse steaks, Shigoku oysters, Nintendo games and other goodies. It was quietly shelved. Another was to create a product so unique that only Amazon could supply it. The answer was the “single-cow burger”, a Wagyu beef patty made from the meat of one animal. You can still find them on its website—though they are now permanently out of stock.</p>
<p class="article__body-text">Amazon’s purchase of Whole Foods signalled it would take a more conventional approach to the supermarket business. That is probably why, when the deal was announced, Amazon’s share price soared and those of its rivals, such as Walmart, fell. But since then Amazon has treated grocery more like a science experiment than an exercise in seduction, with weak results at Whole Foods and in other formats. Its best-known addition to the retail experience is the “just walk out” technology in physical stores, equivalent to its one-click shopping online. Yet cashierless supermarkets sound like something more beloved of geeks than grocers. What may cut down on time-wasting queues also minimises what some people love about shopping: the human interaction at the till, the hunter-gatherer instinct as they jostle at the meat counter, the Columbian exchange between fellow foodies at the spice rack.</p>
<p>The post <a href="https://boldpublishings.com/why-walmart-is-trouncing-amazon-in-the-grocery-wars/">Why Walmart is trouncing Amazon in the grocery wars</a> appeared first on <a href="https://boldpublishings.com">Bold Publishings</a>.</p>
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		<title>Banking startup started Elon Musk&#8217;s passion for the letter X</title>
		<link>https://boldpublishings.com/banking-startup-started-elon-musks-passion-for-the-letter-x/</link>
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		<pubDate>Tue, 20 Jun 2023 10:12:20 +0000</pubDate>
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					<description><![CDATA[<p>Elon Musk has been pushing the X brand since before the turn of the century, starting with online banking site X.com in 1999. Musk has been open about his love of the letter X for a long time. Many people are only becoming aware of it now that he’s folded one of the largest social [&#8230;]</p>
<p>The post <a href="https://boldpublishings.com/banking-startup-started-elon-musks-passion-for-the-letter-x/">Banking startup started Elon Musk&#8217;s passion for the letter X</a> appeared first on <a href="https://boldpublishings.com">Bold Publishings</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Elon Musk has been pushing the X brand since before the turn of the century, starting with online banking site X.com in 1999.</p>
<p>Musk has been open about his love of the letter X for a long time. Many people are only becoming aware of it now that he’s folded one of the largest social media sites on the internet into his X plans.</p>
<p>Here’s the timeline of his love for the letter.</p>
<p>n 1999, Musk and three other cofounders launched X.com.</p>
<p>It was an online bank that merged with a competitor, Confinity, in 2000. That same year, Musk was voted out as CEO, replaced by Peter Thiel.</p>
<p>Musk founded the Space Exploration Technologies Corporation, otherwise known as SpaceX, in 20o2</p>
<p>Fast-forward to 2015, Elon Musk’s car company Tesla introduced the Model X, a midsize electric SUV.</p>
<p>And later, in 2017, Musk buys back the X.com domain from his PayPal days.</p>
<p>The entreprenuer planted the seed for what would eventually be Twitter’s replacement.</p>
<p>The post <a href="https://boldpublishings.com/banking-startup-started-elon-musks-passion-for-the-letter-x/">Banking startup started Elon Musk&#8217;s passion for the letter X</a> appeared first on <a href="https://boldpublishings.com">Bold Publishings</a>.</p>
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		<title>Expert advice: Should you spend 25% of your income on investing in stocks?</title>
		<link>https://boldpublishings.com/expert-advice-should-you-spend-25-of-your-income-on-investing-in-stocks/</link>
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		<pubDate>Tue, 20 Jun 2023 04:11:51 +0000</pubDate>
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					<description><![CDATA[<p>In an interview with ETMarkets, Bhave, who has over 25 years of experience across the financial services industry in India, UAE, and Vietnam, said: “We believe that a few midcap companies with strong management and robust business models will potentially become large caps over the next 3-5 years” Edited excerpts:India has turned out to be [&#8230;]</p>
<p>The post <a href="https://boldpublishings.com/expert-advice-should-you-spend-25-of-your-income-on-investing-in-stocks/">Expert advice: Should you spend 25% of your income on investing in stocks?</a> appeared first on <a href="https://boldpublishings.com">Bold Publishings</a>.</p>
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										<content:encoded><![CDATA[<p>In an interview with ETMarkets, Bhave, who has over 25 years of experience across the financial services industry in India, UAE, and Vietnam, said: “We believe that a few midcap companies with strong management and robust business models will potentially become large caps over the next 3-5 years” Edited excerpts:<strong>India has turned out to be the bright spot in the global arena. </strong></p>
<p><strong>How do you see markets in the medium term?<br />
</strong>India&#8217;s long-term structural growth story remains intact, and this is the main reason why domestic equity markets have outperformed their larger global counterparts since the beginning of this year.</p>
<p>Even after global concerns like elevated inflation, hawkish central bank policies, and geopolitical turmoil, several domestic companies are around their 52-week highs. The same is true of the benchmark indices too.</p>
<p>This happened on the back of the revival of FII inflows and continued domestic inflows in the form of retail participation through mutual fund SIPs, EPFO and NPS investments coupled with strong HNI participation.</p>
<p>This positive momentum has been built up due to fundamental economic reasons like the resilience of domestic demand, early signs of a slowdown in inflation, strong credit growth, healthier bank balance sheets, and the government’s strong initiatives on manufacturing and infrastructure spending. India is expected to have the fastest GDP growth among the world&#8217;s major economies. As always, it is difficult to predict short-term market moves, and the market is likely to move further northwards in the medium term.</p>
<div data-size="[[300, 250], [600, 250], [600, 300]]">
<p>Getting a robust process for stock selection along with a detailed checklist is the best way to navigate the complexity and difficulty of picking up likely future wealth creators.</p>
<p>a)The first and foremost filter must be competent and ethical management and saying a strict ‘NO’ to businesses with accounting and governance issues.</p>
<p>b)The next filter would be to select businesses with strong competitive advantages and exhibiting high and consistent growth in earnings over a sustained p ..</p>
<div></div>
</div>
<p>The post <a href="https://boldpublishings.com/expert-advice-should-you-spend-25-of-your-income-on-investing-in-stocks/">Expert advice: Should you spend 25% of your income on investing in stocks?</a> appeared first on <a href="https://boldpublishings.com">Bold Publishings</a>.</p>
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		<title>A battle of rickshaw apps shows the promise of India’s digital stack</title>
		<link>https://boldpublishings.com/a-battle-of-rickshaw-apps-shows-the-promise-of-indias-digital-stack/</link>
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		<pubDate>Wed, 14 Jun 2023 05:09:58 +0000</pubDate>
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					<description><![CDATA[<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Phasellus tempus nibh sed maximus ullamcorper. Sed quis odio placerat, pharetra sem nec, aliquam orci. Maecenas dolor risus, lobortis in felis in, porttitor fermentum neque. Nunc ac erat ut ante imperdiet mollis ac sed libero.</p>
<p>The post <a href="https://boldpublishings.com/a-battle-of-rickshaw-apps-shows-the-promise-of-indias-digital-stack/">A battle of rickshaw apps shows the promise of India’s digital stack</a> appeared first on <a href="https://boldpublishings.com">Bold Publishings</a>.</p>
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										<content:encoded><![CDATA[<p class="article__body-text article__body-text--dropcap" data-caps="initial"><span data-caps="initial">I</span><small>n india’s startup</small> capital of Bangalore, auto-rickshaw drivers are no less prized than software engineers. Given the city’s chaotic traffic, rickshaws are sometimes the fastest way to get around. But finding one isn’t easy. Threats, pleas and moral appeals are necessary before a driver accepts a ride. The experience is no better with Ola and Uber, two ride-hailing firms which offer rickshaw services for a commission.</p>
<p class="article__body-text">Help is at hand. An app called Namma Yatri, launched in November by the rickshaw drivers’ union, directly connects riders to drivers, with no commission for digital middlemen. It averages around 68,000 trips a day, from only 2,000 at the start of the year, and boasts more than 78,000 drivers and 1.4m customers on its platform.</p>
<p>Ut tempus, orci eu egestas maximus, nulla diam venenatis erat, vitae bibendum nibh enim in nulla. Proin malesuada facilisis felis nec faucibus. Phasellus aliquam pulvinar lorem, non malesuada neque sagittis vel. Vestibulum sed tincidunt metus. Nunc sed tincidunt quam. Nam ac pretium massa. Morbi vel odio ut odio fringilla pulvinar vitae eget ipsum.</p>
<p>Aliquam erat volutpat. Nunc sed lacus tincidunt, facilisis ex consequat, tincidunt lectus. Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas. Mauris ullamcorper, ligula et vehicula aliquam, turpis tortor lobortis turpis, in auctor dolor ligula sit amet mi. Curabitur dictum eros et nunc sollicitudin, nec luctus tortor bibendum. Duis in vulputate urna, non semper sapien. Vestibulum gravida gravida facilisis. Sed vel sapien eget orci congue rutrum at eu libero.</p>
<p>Donec mattis dui lectus, eu tristique eros finibus in. Sed non risus libero. Duis consectetur at urna nec laoreet. Praesent vel libero eu purus pellentesque convallis ac vitae diam. Proin tortor nisi, sollicitudin eget ligula quis, efficitur vulputate orci. Sed venenatis lorem non massa semper, vel interdum risus facilisis. Ut purus dui, fermentum in eleifend eget, lacinia nec justo. Pellentesque eget dui rutrum, rhoncus eros non, hendrerit metus. Nulla euismod maximus diam quis blandit. Suspendisse sed lorem nisi. Quisque gravida nisi sit amet nibh feugiat mattis. Donec vel facilisis diam. Sed leo elit, euismod nec convallis non, vulputate vel ligula.</p>
<p>The post <a href="https://boldpublishings.com/a-battle-of-rickshaw-apps-shows-the-promise-of-indias-digital-stack/">A battle of rickshaw apps shows the promise of India’s digital stack</a> appeared first on <a href="https://boldpublishings.com">Bold Publishings</a>.</p>
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		<title>McDonald’s is about to report earnings</title>
		<link>https://boldpublishings.com/mcdonalds-is-about-to-report-earnings/</link>
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		<pubDate>Wed, 14 Jun 2023 05:09:16 +0000</pubDate>
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					<description><![CDATA[<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Phasellus tempus nibh sed maximus ullamcorper. Sed quis odio placerat, pharetra sem nec, aliquam orci. Maecenas dolor risus, lobortis in felis in, porttitor fermentum neque. Nunc ac erat ut ante imperdiet mollis ac sed libero.</p>
<p>The post <a href="https://boldpublishings.com/mcdonalds-is-about-to-report-earnings/">McDonald’s is about to report earnings</a> appeared first on <a href="https://boldpublishings.com">Bold Publishings</a>.</p>
]]></description>
										<content:encoded><![CDATA[<section id="ref1" data-level="1" data-has-spy="true">
<p class="topic-paragraph"><strong>McDonald’s</strong>, in full <strong>McDonald’s Corporation</strong>, American <span id="ref1234347"></span>fast-food chain that is one of the largest in the world, known for its <span id="ref1282651"></span>hamburgers, french fries, and especially Big Macs. It is one of the most successful brands in marketing history. Company headquarters are in Chicago.</p>
</section>
<section id="ref348414" data-level="1" data-has-spy="true">
<p class="topic-paragraph">The first McDonald’s restaurant was opened in 1940 by brothers <span id="ref828426"></span>Maurice (“Mac”) and <span id="ref828425"></span>Richard McDonald in San Bernardino, California. It originally was a drive-in that offered a wide selection of items. However, in 1948 the brothers decided to revamp the business, and after a three-month renovation, a newly envisioned McDonald’s opened. The small restaurant was designed to produce huge quantities of food at low prices. To achieve this, the brothers limited the menu—which only featured hamburgers, potato chips (later replaced by french fries), drinks, and pie—and developed a simple, efficient format that they named the Speedee Service System. This included a self-service counter that eliminated the need for waiters and waitresses, and customers received their food quickly because hamburgers were cooked ahead of time, wrapped, and warmed under heat lamps. These innovations allowed the brothers to charge just 15 cents for a basic hamburger, about half the price of competing restaurants. McDonald’s was a huge success, and the brothers began a <span id="ref1282652"></span>franchise program.</p>
<p class="topic-paragraph">Appliances for McDonald’s were purchased from a salesman named <span id="ref828424"></span>Ray Kroc, who was intrigued by their need for eight malt and shake mixers. In 1954 he visited the restaurant to see how a small shop could sell so many milk shakes. Realizing there was great promise in their restaurant concept, Kroc became a franchise agent for the brothers. In April 1955 Kroc launched McDonald’s Systems, Inc., later known as McDonald’s Corporation, in Des Plaines, Illinois, and there he also opened the first McDonald’s franchise east of the Mississippi River. In 1961 Kroc bought out the McDonald brothers.</p>
</section>
<p>The post <a href="https://boldpublishings.com/mcdonalds-is-about-to-report-earnings/">McDonald’s is about to report earnings</a> appeared first on <a href="https://boldpublishings.com">Bold Publishings</a>.</p>
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		<title>Franchising industry holds its breath as FTC takes a closer look at regulations</title>
		<link>https://boldpublishings.com/franchising-industry-holds-its-breath-as-ftc-takes-a-closer-look-at-regulations/</link>
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		<pubDate>Mon, 23 May 2022 04:00:44 +0000</pubDate>
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					<description><![CDATA[<p>Last month, the Federal Trade Commission wrapped up a public comment period in response to its request for information on the sector and its business practices. The agency sought input from stakeholders, including franchise operators, workers and parent corporations, as it scrutinizes franchising practices. It has survived not only five centuries, but also the leap into [&#8230;]</p>
<p>The post <a href="https://boldpublishings.com/franchising-industry-holds-its-breath-as-ftc-takes-a-closer-look-at-regulations/">Franchising industry holds its breath as FTC takes a closer look at regulations</a> appeared first on <a href="https://boldpublishings.com">Bold Publishings</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Last month, the Federal Trade Commission wrapped up a public comment period in response to its request for information on the sector and its business practices. The agency sought input from stakeholders, including franchise<strong> </strong>operators, workers and parent corporations, as it scrutinizes franchising practices.</p>
<p>It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.</p>
<p>The move suggested the FTC is potentially considering closer regulation of the sector — with big implications for some of the largest restaurant and hospitality companies in the U.S. and their employees. The agency declined to comment on any potential changes or when they could come.</p>
<p>Now the industry awaits an outcome.</p>
<p>The FTC told CNBC it received more than 5,500 comments on the inquiry, indicating “broad interest in ensuring fairness in franchising.”</p>
<p>It uses a dictionary of over 200 Latin words, combined with a handful of model sentence structures, to generate Lorem Ipsum which looks reasonable. The generated Lorem Ipsum is therefore always free from repetition, injected humour, or non-characteristic words etc.</p>
<p>The standard chunk of Lorem Ipsum used since the 1500s is reproduced below for those interested. Sections 1.10.32 and 1.10.33 from &#8220;de Finibus Bonorum et Malorum&#8221; by Cicero are also reproduced in their exact original form, accompanied by English versions from the 1914 translation by H. Rackham.</p>
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		<title>Inflation? Recession? Starting Black Friday, Americans say they will be spending</title>
		<link>https://boldpublishings.com/inflation-recession-starting-black-friday-americans-say-they-will-be-spending/</link>
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		<pubDate>Thu, 20 Jan 2022 10:31:26 +0000</pubDate>
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					<description><![CDATA[<p>Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.</p>
<p>The post <a href="https://boldpublishings.com/inflation-recession-starting-black-friday-americans-say-they-will-be-spending/">Inflation? Recession? Starting Black Friday, Americans say they will be spending</a> appeared first on <a href="https://boldpublishings.com">Bold Publishings</a>.</p>
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										<content:encoded><![CDATA[<p>Americans are not planning major cuts in holiday spending this year, starting with Black Friday, despite inflation fears and the risk of recession being top concerns among the majority of consumers, according to an annual survey conducted by CNBC and SurveyMonkey ahead of the first big shopping weekend of peak season.</p>
<p>Two-thirds of Americans (67%) are worried about inflation making it more difficult for them to buy the items they want. Even more (69%) worry a recession will limit their ability to make purchases. But anticipated cutbacks in spending among consumers are only up slightly compared to last year — 39% versus 36% — with the majority of Americans saying they expect to spend the same (44%) or more (14%) this year, according to the annual CNBC|SurveyMonkey Small usiness Saturday poll.</p>
<p>“People are pretty consistent on how much they expect to spend on holiday shopping,” said Laura Wronski, senior manager of research science at Momentive. “Things are going to cost more and you have to accept that there is not some secret way to get around that high inflation,” she said. But she cautioned that there’s still the risk that consumer behavior changes once shoppers evaluate prices. “The intent may be different than the outcome. They will see some sticker shock out there and find their budget won’t go as far as previous years,” Wronski said.</p>
<p>The survey results reveal the consumer divide in the economy, with spending concerns more prevalent at lower income levels.</p>
<p>Seventy-eight percent of households earning less than $50,000 are concerned about their spending power amid inflation this holiday season, a figure which drops to 56% for household incomes of $100,000 or more.</p>
<p>Economic concerns are relatively high among younger Americans as well, with 73% of those 18-34 worried about being able to buy what they want due to inflation, the highest among any age group in the survey.</p>
<p>The data on inflation matches concerns in last year’s survey regarding a supply chain which at that time was broken.</p>
<p>“Inflation is playing that role of the supply chain saga this year,” Wronski said.</p>
<p>The SurveyMonkey online poll was conducted November 9-13, 2022 among a national sample of 3,549 adults.</p>
<p>The post <a href="https://boldpublishings.com/inflation-recession-starting-black-friday-americans-say-they-will-be-spending/">Inflation? Recession? Starting Black Friday, Americans say they will be spending</a> appeared first on <a href="https://boldpublishings.com">Bold Publishings</a>.</p>
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		<title>Why Mark Zuckerberg is talking so much about Meta’s Whatsapp for business</title>
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		<pubDate>Thu, 20 Jan 2022 10:16:37 +0000</pubDate>
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					<description><![CDATA[<p>WhatsApp is already widely popular with U.S. consumers. Now Meta turning more attention to building its small business base. The Facebook parent company launched WhatsApp Business in 2018 with free, simple tools to help small businesses keep in touch with customers, offering a way for them to directly interact, search for products and indicate purchasing interest. [&#8230;]</p>
<p>The post <a href="https://boldpublishings.com/why-mark-zuckerberg-is-talking-so-much-about-metas-whatsapp-for-business/">Why Mark Zuckerberg is talking so much about Meta’s Whatsapp for business</a> appeared first on <a href="https://boldpublishings.com">Bold Publishings</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>WhatsApp is already widely popular with U.S. consumers. Now <span id="SpecialReportArticle-QuoteInBody-1" class="QuoteInBody-quoteNameContainer" data-test="QuoteInBody">Meta </span>turning more attention to building its small business base.</p>
<p>The Facebook parent company launched WhatsApp Business in 2018 with free, simple tools to help small businesses keep in touch with customers, offering a way for them to directly interact, search for products and indicate purchasing interest.</p>
<p>Soon the company will roll out a premium service to small businesses, and it’s doubling down on a newer advertising format called “click-to-message,” which allows consumers to click on a company’s ad within Facebook or Instagram and directly start a conversation with that business on Messenger, Instagram or WhatsApp.</p>
<p>These initiatives offer Meta the ability to boost advertising revenue, stay relevant with small businesses and gain incremental revenue from the premium services offered, analysts said.</p>
<h3 class="ArticleBody-smallSubtitle">Keeping more inside the Meta universe</h3>
<p>Meta (then Facebook) bought WhatsApp in October 2014 for around $22 billion. Since then, industry watchers have been watching closely for signs the company plans to monetize the platform more. That time could now be coming.</p>
<p>“If I stay on any of the Meta properties and I’m communicating using Meta, asking questions, and buying — all within the platform — there is no signal loss, and it’s easier for Meta to tell the brand its return-on-advertising spend,” said Mark Kelley, managing director and senior equity research analyst at Stifel. “Signal loss is really what’s been impacting social media companies this year.”</p>
<p>WhatsApp will be the “next chapter” in the company’s history, Meta CEO Mark Zuckerberg recently told CNBC’s Jim Cramer. He noted that the company’s “playbook over time” has been to build services to serve a wide audience and “scale the monetization” after reaching that goal. “And we’ve done that with Facebook and Instagram. WhatsApp is really going to be the next chapter, with business messaging and commerce being a big thing there,” he said.</p>
<p>The post <a href="https://boldpublishings.com/why-mark-zuckerberg-is-talking-so-much-about-metas-whatsapp-for-business/">Why Mark Zuckerberg is talking so much about Meta’s Whatsapp for business</a> appeared first on <a href="https://boldpublishings.com">Bold Publishings</a>.</p>
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